How to Afford College 101

College is more expensive now than ever before. Based on real-world experience, learn the strategies and know-how for students to avoid student loan debt:

  • College application strategy

  • Financial aid 101

  • Scholarship application strategy

  • All about loans and credit

  • How to lower your cost of attendance (COA)



Preparing to Apply

  • Charting your course: how to pick a major.

  • Gathering a support network.

  • Understanding alternative paths to higher education.

  • How to earn college credit now to save money later.

  • Extracurricular activities to focus on.



Applying to College

  • College application strategy.

  • Guide on the FAFSA, CSS profile, and more.

  • College search filtershow to compare your options.

  • Application timelines and organization.

  • What college admissions officers look for.



How to Afford College

  • Calculating your maximum amount of student loan debt.

  • How to lower your cost of attendance (COA).

  • Scholarship application strategy: lessons learned after 100+ scholarship applications.

  • Understanding federal, state, and institutional financial aid.

  • Loans, interest rates, and credit: essential personal finance concepts.

  • Avoiding scams and predatory loans.

Deanna Kalel author headshot

About the Author

Deanna Kalel is a tired, nuerodivergent millennial who came of age during the Great Recession of 2008. She borrowed over $25,000 to afford her first year of college and shortened her program to three years to save money, became an R.A. for the free housing, and applied to 100+ scholarships. By the time she graduated, she managed to re-extend her program to four years, pay off her loans, and graduate debt-free. Now, she is committed to helping the next generation of students afford college.